These days, employers are offering much less substantial pension plans than in the past. And the uncertainty of
Social Security is just one more speed bump for people trying to reach retirement. This is forcing the working class into having to save for, plan, and manage their own retirement.
The good thing is that IRS makes saving for retirement very attractive with special accounts with tax-advantages, such as 401(k) plans, Individual Retirement Accounts
(IRAs), and special retirement accounts for the self-employed. These accounts provide significant tax deductions, credits and even tax free earnings
on some retirement savings.
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It only takes about 5 to 10 minutes to finish, and you'll be enlightened with all of the powerful information that
BudgetMath.com provides, such as: