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Income-to-Expense Ratio

  • What is a good income-to-expenses ratio?
  • This should be at least:
    10% Income / 90% Expenses

    This way, for every $10,000 you make, you'll have an extra $1,000 of money that can either be saved or to be used at your discretion. You'll be able to do more recreational activities like going out to the movies or taking vacations. A higher expense ratio makes it much harder to save money--so spending habits need to be changed.

    To calculate YOUR income-to-expense ratio..

    You can discover your true income-to-expense ratio by using our website. Click here to create a budget. It's very easy and only takes a few minutes!